Why do I need insurance coverage for my Mobilehome?
Most people do not have enough money readily available to pay for major damage repairs or replacement of their belongings. Mobilehome insurance coverage will help the insured take care of problems caused by unexpected hazards for a much smaller monthly charge. Click here to learn more.
Protect your mobile home...and much more.
Your individual needs may vary, but manufactured or mobile home insurance needs to insure more than just your home. You need a policy that covers your personal belongings and any unattached structures. Plus, you want the comfort of knowing that you have personal liability insurance protection. The MH Insurance Professionals can provide a policy that includes coverage for all these categories!
Comprehensive coverage – Standard
The companies that the MH Insurance Professionals represent provide mobile home insurance policies that include comprehensive coverage that protects your investment in your manufactured home, property and other structures against a variety of accidental causes of physical damage.
Our Manufactured Home Insurance Providers
When using our systems, you will receive an initial mobilehome insurance quote for Assurant Specialty Property coverage. We also provide quotes from American Modern Insurance Group. We are constantly monitoring the market to ensure that we represent the best manufactured home insurance companies in the market. WE WILL ONLY REPRESENT COMPANIES THAT HAVE PROVEN THEIR STABILITY AND THAT CARRY AN A RATING.
Our Coverage
MH Insurance Pro is your partner in protecting and caring for your manufactured home. Our Program fully protects your home with comprehensive coverage, such as:
Comprehensive Physical Damage Protection
This valuable insurance coverage protects your mobile home against direct, sudden and accidental losses, including, in most cases, losses caused by theft, fire, lightning, hail, explosion, smoke, windstorm, flood, earthquake, falling objects, landslide, vandalism, and more.
- Mobile Home Protection
Provides insurance coverage for your mobile home and any attached structure. - Adjacent Structure Protection
Your insurance policy covers structures not attached to your manufactured home (i.e. garage or tool shed) against direct, sudden and accidental loss or damage. - Personal Effects Protection
This coverage includes protection for your stereo, TV, furniture, appliances, tools and even your audio and video equipment – which could amount to thousands of dollars in losses.
Convenient Payments
Payments can be automatically made through your credit card or ACH. You can also choose to pay the down payment and the underwriter will send you a bill for the remaining installments.
More Manufactured Home Insurance Questions? Click Here to View our FAQ.
Liability Coverage
MH Insurance Professionals Policy Also Provides Important Liability Coverage
This important insurance coverage pays up to the limits you select, if you or any member of your immediate family residing in the same mobile home are found to be legally responsible for bodily injury or damage to property of others.
Of course, physical damage to your property isn't the only hazard of modern life. That's why our manufactured and mobile home insurance policies, in most cases, include liability coverage for physical injuries and property damage to others. We've all read newspaper headlines about juries awarding $10,000, $100,000, $1,000,000 or more in lawsuits involving neighbors and friends. Liability coverage is an important part of your manufactured or mobile home insurance policy package.
Liability Insurance Coverage applies when there is a claim or a lawsuit against you after someone is injured or their property is damaged because of your activities. It will pay up to your manufactured or mobile home insurance policy's liability limit for damages awarded for medical costs, lost income, pain and suffering if you are judged responsible for an injury. It also pays the cost to repair or replace damaged property with similar property. Liability coverage also covers your court costs.
Liability Insurance Coverage, in most cases, also includes Medical Payments to Others, which pays medical expenses up to the policy limit if a person who does not live in your manufactured or mobile home is injured while on your property or because of your activities. Examples of injuries resulting in a claim against this type of insurance coverage include injuries suffered when someone falls on your property or if your dog bites someone, subject to the policy exclusions.
Customize your Coverage
Allow us to customize the coverage to what you need
We feel it is important to be able to offer you a wide array of coverage; however, we will not sell you coverage you don't need. Give us a call today to discuss your specific manufactured or mobile home insurance needs.
Our Website contains general descriptions of the policies and coverage we provide. These explanations contain summaries of available manufactured or mobile home insurance coverage options. Coverage may vary by state, company, and policy. For a complete description of coverage, exclusions, conditions and limitations please refer to and read your insurance policy carefully.
